Effective Date: 7/1/2025

Welcome to the website of 4Bridges Enterprises. By accessing or using our website, you agree to be bound by the following Terms and Conditions. Please read them carefully. If you do not agree with any part of these terms, please do not use our website.

1. Acceptance of Terms

These Terms and Conditions govern your use of our website and all services, features, content, and functionality provided through it. Your use of this site constitutes your agreement to comply with these terms and all applicable laws and regulations.

2. Services Offered

4Bridges Enterprises offers information and services through various business divisions, including:

• 4Bridges Commercial Capital
• 4Bridges Structural Steel
• Blue Water Marine Capital
• 4Bridges Fleet Finance
• 4Bridges Lending Residential Mortgage

Content on the site is for informational purposes only and does not constitute legal, financial, or lending advice.

3. User Conduct

By using our website, you agree not to:

• Use the site for any unlawful purpose
• Attempt to gain unauthorized access to our systems or user accounts
• Interfere with the site’s functionality or security
• Upload or transmit viruses, malware, or harmful code
• Post false, misleading, or defamatory content

We reserve the right to restrict or terminate access if we believe your actions violate these terms.

4. Intellectual Property

All content on the website, including text, logos, graphics, and images, is the property of 4Bridges Enterprises or its licensors and is protected by intellectual property laws. You may not copy, reproduce, modify, or distribute any content without prior written permission.

5. Disclaimer of Warranties

The website and its contents are provided on an “as is” and “as available” basis. We make no warranties or representations, express or implied, regarding the accuracy, reliability, or availability of the site or the information provided.

We disclaim all warranties, including but not limited to merchantability, fitness for a particular purpose, and non-infringement.

6. Limitation of Liability

To the fullest extent permitted by law, 4Bridges Enterprises shall not be liable for any damages arising out of your use of the website. This includes direct, indirect, incidental, special, consequential, or punitive damages.

7. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We do not control or endorse any third-party content and are not responsible for their practices or policies.

8. Privacy Policy

Your use of this site is also subject to our Privacy Policy, which outlines how we collect, use, and protect your information. By using the site, you consent to our collection and use of data as described there.

9. Modifications

We may update or modify these Terms and Conditions at any time without notice. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms.

10. Governing Law

These Terms and Conditions are governed by the laws of the State of Maryland, without regard to its conflict of law principles. Any disputes arising out of or related to these terms shall be resolved in the courts located in Maryland.

11. Contact Us

For questions or concerns about these Terms and Conditions, please contact:

4Bridges Enterprises
205 Transmission Ct.
Linthicum Heights, MD 21090
Email: hello@4bridgeslending.com
Phone: 410-353-7073

By using this website, you acknowledge that you have read, understood, and agreed to these Terms and Conditions. Thank you for visiting 4Bridges Enterprises.