Effective Date: 07/01/2025

At 4Bridges Enterprises, your privacy is important to us. This Privacy Policy outlines how we collect, use, store, and protect your personal information when you interact with our services, including those offered by 4Bridges Commercial Capital, 4Bridges Structural Steel, Blue Water Marine Capital, 4Bridges Fleet Finance, and 4Bridges Lending Residential Mortgages.

1. Information We Collect

We may collect the following types of personal information:

• Name, address, phone number, and email
• Financial and credit information
• Business and employment details
• Property, vehicle, or equipment details relevant to financing
• Records of communications and transactions with us

We collect this information when you complete forms on our website, contact us by phone or email, or engage our services.

2. How We Use Your Information

We use your information to:

• Provide you with products and services
• Process loan and financing applications
• Respond to your inquiries and requests
• Improve our services and communications
• Meet legal, regulatory, and compliance obligations

We may also use your information to send you updates, marketing offers, or service reminders, which you can opt out of at any time.

3. How We Share Your Information

We do not sell or rent your personal information. We may share it with:

• Lenders, financial institutions, and partners to process applications
• Legal and regulatory authorities, as required by law
• Service providers who assist us in operating our business (e.g., IT, analytics, and customer support)

All third parties are required to protect your data and use it only for the purpose intended.

4. Data Security

We take reasonable measures to protect your personal information from unauthorized access, loss, misuse, or disclosure. Our systems are secured using industry-standard safeguards, and our team is trained to handle your data responsibly.

5. Your Choices and Rights

You have the right to:

• Access and review the personal information we hold about you
• Request corrections or updates to inaccurate data
• Withdraw your consent or request that we delete your information, subject to legal obligations

To exercise your rights, please contact us using the information below.

6. Cookies and Website Usage

Our website may use cookies or similar technologies to enhance your experience, analyze site traffic, and understand user behavior. You can manage your cookie preferences through your browser settings.

7. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. Please review their privacy policies separately.

8. Updates to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on our website with an updated effective date. We encourage you to review the policy periodically.

9. Contact Us

If you have any questions about this Privacy Policy or how we handle your information, please contact us at:

4Bridges Enterprises
205 Transmission Ct.
Linthicum Heights, MD 21090
Email: info@4bridgeslending.com
Phone: 410-353-7073
By using our services, you agree to the terms of this Privacy Policy. Thank you for trusting 4Bridges Enterprises.